Smart Money Bro

Good MONDAY morning, Just a few months ago, almost everyone was asking the same question: "When will the Federal Reserve cut interest rates?" Now the conversation is different. People are asking: "Could the Fed actually raise interest rates again?" That's a BIG shift. But here's what I'm not doing... I'm not changing my financial plan. I've learned that the people who build lasting wealth usually aren't the ones who make the best economic predictions. They're the ones who continue making good...

Good Monday morning, The latest jobs report was weaker than expected—and it's another reminder that the economy continues to change. The question isn't whether you can predict what's coming next. The question is whether your financial plan is prepared for it. In this week's video, I explain what the latest economic data really means and share four practical steps you can take to strengthen your finances and career if the economy continues to slow. 📺 Watch this week's video. Have a great week,...

Good MONDAY morning, This week, we'll get several important economic reports, including inflation, GDP, and housing data. The financial media will spend the week trying to predict what it all means. But here's the question I think matters more: Does any of it change your financial plan? For me, the answer is almost always no. When I was 30 years old, I had a negative $30,000 net worth. My biggest problem wasn't inflation. It wasn't interest rates. It wasn't Washington or the President. It was...

Good morning, Inflation just moved back up to 4.2%. That's the highest reading we've seen in several years and it comes just before the Federal Reserve meets to decide on interest rates later this week. Here are a few numbers that stood out from last week's inflation report: • Headline CPI inflation rose 0.5% in May alone • Core CPI inflation remains at 2.9% year over year • Energy prices are up 23.5% over the past year • Food prices are up 3.1% • Shelter costs are up 3.4% If inflation...

Good morning, The economy is sending mixed signals right now. Jobs are strong. Inflation remains stubborn. Interest rates are still elevated. The stock market moves up one day and down the next. And for many people, all of it feels confusing. That's exactly why I believe your financial future cannot depend on what the economy does next. It has to depend on having a plan. In this week's video, I explain why a strong jobs report actually caused the stock market to fall last Friday. 👉 Watch this...

Good morning, Investing losses rarely come from low IQ. They come from emotions. Right now, AI hype, scary headlines, and market volatility are messing with people’s decisions. They buy at the top… then panic sell at the bottom. Smart investing is about discipline, not emotion. That’s what I cover in this week’s video — the 8 rules I use to stay calm and avoid emotional investing. 👉 Watch this week's video HERE I talk about:• controlling emotions• investing with a written plan• and much...

Before today’s newsletter, I want to take a moment to recognize Memorial Day and honor the men and women who gave their lives in military service. Freedom comes with sacrifice, and today is an important reminder to pause with gratitude and reflection. As we reflect today, I also think it’s important for people to pay close attention to the financial changes happening around us right now. I believe America is splitting into two different financial realities right now. One group of people is...

Smart Money Bro® — Monday Economic Brief What happened last week: • Inflation rose 0.6% in April• Annual inflation moved up to 3.8%• Core inflation rose 0.4% for the month• Energy prices are up 17.9% over the past year• Gasoline prices are up 28.4% over the past year• The 10-year Treasury yield moved near 4.6%• The 30-year Treasury yield moved above 5.1%• The S&P 500 fell about 1.20% on Friday• Yet stocks have remained surprisingly strong overall this year 👉 To many people… that does NOT feel...

Smart Money Bro® — Monday Economic Brief Here’s what happened last week: • Jobs report came in stronger than expected• About 115,000 new non-farm jobs added• Unemployment stayed at 4.3%• Average hourly earnings rose 3.6% year-over-year• S&P 500 hit another all-time high on Friday• AI-related companies continue leading market growth and capital spending 👉 Summary: The economy still looks more resilient than many people expected. Here’s the bigger story: Businesses appear to be preparing for a...